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✓ Coming soon to UK & Europe

Pay your share.
Right now.

Setleit makes splitting any shared cost effortless. One person pays, everyone receives an instant request to confirm their share — done before you leave.

Because a reminder is easy to ignore. A request gets an answer.

Join the waitlist See how it works
😊🙌✨🎉

Be among the first to use Setleit

Setleit
Split it. Send it. Forget it.
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The flow

Three steps.
Zero awkwardness.

🍽️
Someone pays
Pick up the bill, cover the taxi, book the hotel — whoever pays first enters the total in Setleit and picks who to split with.
📲
Everyone gets an instant request
Each person receives a notification showing exactly what they owe. They confirm or decline right then — not in a few days, not when they remember. Right now.
✓
Done. Genuinely done.
The goal is for money to move directly between everyone's accounts. No follow-ups. No "I'll sort it later." No mental tab-keeping. Genuinely done.
Live demo

See it in action

Dinner's done. Here's exactly what happens next — from bill to sorted, before you've left the table.

Good evening
Jordan 👋
🔔
Owed to you
£76
You owe
£0
Split a payment
Recent activity
🍕

Sam paid you

2h ago

+£34
🎬

You paid Alex

Yesterday

-£28
Home
21:47
Saturday, 14 June
Setleit
now
Jordan paid for dinner 🍽️
Your share is £42 — tap to confirm when you're ready.
The moment ✦
✓
Settled like a pro.
£42.00 sent to Jordan instantly
🔥

You're on a streak!

3 friends settled this week

Done
Why Setleit

Built for the way
people actually live.

No more requests that drift. No more tabs to keep track of. Setleit turns settling up from a task into a moment — instant, easy and done.

⚡
Instant, not eventual
Setleit is designed so money moves directly between accounts the moment everyone confirms — no waiting, no chasing.
🎯
Custom or equal — your call
Split equally by default, or adjust each person's share when someone had the extra starter. Setleit handles the numbers so you can focus on the moment.
👥
Add as many people as you like
One bill, any number of people. Setleit splits it perfectly and sends everyone their own instant request — whether it's two people or twenty.
🔒
Security first
Setleit is being built with security as a core consideration. Full details will be shared ahead of launch.
🔥
Settle streaks keep you going
Every time you settle, you build your streak. It's the small win that makes being a good person to share costs with feel great — and keeps everyone coming back.
🔥 Your settle streak
7
days in a row
3 friends settled this week — keep it up!
Early reactions

People get it
immediately.

😊

"Just quick, simple, easy."

😍

"Good idea — I'd use this. I split costs almost every day."

😍

"Good idea — I'd use this. It's the awkward conversation I always dread."

😊

"Definitely signing up. Tired of having to remind people repeatedly."

Where we're heading
Fast
From request to settled
Free
No fees to split
Flexible
Any group, any split
Simple
Done before you leave
Early access

Be first when
Setleit goes live.

Be part of something that's changing how people settle up. Early access members get priority onboarding and first look at new features.

Be among the very first

🔒 By signing up you agree to receive one email when Setleit launches. We do not sell your data. Nothing else.

🎉

You're on the list!

Welcome to early access. We'll be in touch the moment Setleit is ready — you'll be among the very first to use it.

Tell a friend — the more people who join, the sooner we launch. 🚀